Your last generated CTOS Score was 0.
Get an updated MyCTOS Score Report to
know where you stand today!
Note : Your score is generated based on the latest data at purchase. A regular check helps to track and monitor your credit health.
0
Next Update: 15th
You have insufficient credit information. Therefore we are unable to generate a CTOS Score for you.
Next Update: 15th
Oops! You don’t have a score.
Get your credit score now and start building the life you deserve!
Next Update: 15th
CTOS Score Summary
What is Affecting My Score?
- Your utilization of credit limit on revolving/charge loans is higher than average.
- The number of credit enquiries on you is high relative to other credit users.
- There is not enough recent auto loan information on your credit report.
- The age of your credit facilities is shorter than average.
How Can I Improve My Score?
- Try to avoid maxing out or utilizing close to your credit limit.
- Try to space out your loan requests or normalize your credit usage.
- Build up your credit profile with 1 year of good payment conduct.
- Maintain good payment conduct on these facilities for some time longer.
Check Your Score Today !
Faster Loan Approvals
Higher Loan Amounts
Better Credit Options
Savings On Interest Rates
Discover the Power of Credit Score Checks!
- Financial Clarity: Understand your standing, make informed decisions.
- Error Detection: Spot and rectify mistakes swiftly, preserving your accurate financial profile.
- Security: Safeguard against identity theft and financial fraud with vigilant monitoring.
- Goal Achievement: Chart your path to dream homes, cars, and premium credit cards with progress tracking.
- Smart Savings: Elevate your creditworthiness for lower interest rates, saving big on loans and cards.
What’s Next
Build your credit score to get better loans! Get started with these credit cards!
CTOS Score History
| Excellent 744 - 850 |
| Very Good 718 - 743 |
| Good 697 - 717 |
| Fair 651 - 696 |
| Low 529 - 650 |
| Poor 300 - 528 |
CTOS Score History
Track your credit health with CTOS Score
My score is influenced by
- Payment History
- Credit Mix
- Amounts Owed
- New Credit
- Credit History Length
- Learn more
Where do you stand?
Comparing to your last score
Your CTOS Score of ranks among Malaysians
You vs. Malaysians
Unable to generate your information
By Gender
Unable to generate your information
Your age group
Unable to generate your information